PensionChoice
PensionChoice is our salary exchange scheme for pension contributions to the University of Manchester Superannuation Scheme (UMSS), Universities Superannuation Scheme (USS) and The University of Manchester Pension Saver (Pension Saver). Funding a pension by salary exchange results in an increase in take home pay due to a reduction in National Insurance Contributions.
UMSS and USS
For your first three months' membership you will pay by contribution deduction. After three months you will automatically be switched into PensionChoice, unless you opt out.
Pension Saver
You will automatically be entered into PensionsChoice from the start of your employment, unless you opt out.
Further information
Please read our PensionChoice Guide.
You can also download our FAQs about participating in PensionChoice.
Important documents
If you have previously chosen not to participate in PensionChoice, you can opt-in to PensionChoice by completing our opt-in form:
If you wish to opt-out of PensionChoice please complete our opt-out form:
USS members
PensionChoice is our salary exchange scheme. If you elect to pay additional contributions above the standard 6.1%, and wish to pay these via PensionChoice, please ensure you tick the box ‘Do you wish these contributions to be made by salary sacrifice?’ in My USS.